You’ve planned, you’ve saved, and you’ve reserved your dream vacation. Maybe you’ve event gotten awesome St. Louis travel deals. Now, it’s important to protect your dream by selecting the right travel insurance.
Travel insurance can safeguard the investment you’ve made in your trip by providing coverage for unexpected interruptions or illnesses while you’re traveling. It can even cover your costs if you need to cancel your trip (and, hopefully, reschedule it for a later time).
Insurance companies such as TravelGuard and Allianz can provide you with one or more of the following types of coverage, depending on your needs.
Trip cancellation insurance covers you if you, or someone you are travelling with, needs to cancel, delay or interrupt your trip. Unfortunately, even the most carefully made plans can be affected by unpredictable events: for example, bad weather, illness or changes in work responsibilities.
Travel medical insurance provides protection if you become ill or injured on your trip. If you already have medical insurance, your plan may not cover you for medical costs outside the U.S. or Canada: if you plan to travel internationally, check with your medical insurance provider. If your coverage doesn’t extend to your destination, consider purchasing travel medical insurance. Be sure to check that the coverage you purchase includes any pre-existing medical conditions that you have.
Travel major medical insurance provides the same protection as travel medical insurance, but is designed for people who will be traveling for a long period of time – six months or more. This may be the right option for you if you’ve booked a world cruise, for example.
Emergency medical evacuation insurance provides coverage when it’s medically necessary to transport you to another medical facility. This is useful coverage when you will travel to a remote area or countries where medical care is not only below our standards, but also where transport costs can easily top $10,000 if you need to be evacuated.
Accidental death insurance will provide payment to your surviving beneficiaries. It’s not pleasant to think about, but this coverage can provide you and your loved ones with extra peace of mind.
TravelGuard offers coverage specifically designed for cruise ship vacations, golf vacations and extreme sports vacations. Protect your vacation investment by hiring a professional St. Louis travel agency and by insuring your trip.
Let one of our travel agents in St. Louis at Travel Leaders – St. Louis help you today. Call us at 636.778.1081 or visit us at 17281 Chesterfield Airport Road in Chesterfield, MO, a suburb of St. Louis MO.
